So... What Can You Actually Afford? 💸

This is the question every business owner asks.

And most of them guess. 😅

Here's how to actually figure it out:

Step 1 — Know your fixed expenses

→ Rent, software, insurance, payroll, subscriptions

→ These go out every single month no matter what

Step 2 — Know your average monthly revenue

→ Not your best month. Not your worst. Your average.

Step 3 — Build a cash cushion first

→ Keep at least 1-2 months of expenses in reserve

→ This protects you from slow months

Step 4 — Set aside taxes BEFORE you pay yourself

→ A good rule of thumb: 25-30% of net profit

What's left after all that?

👉 THAT is what you can afford to pay yourself.

It's not glamorous. But it's sustainable.

And sustainable beats exciting every single time.